List of Best Health Insurance Plans for Senior Citizens

Having a valid health insurance policy in place is necessary during moments of distress. Apart from securing your entire family’s health, it also saves you from hassles and pocket-burning hospital bills.

Health insurance for senior citizens greatly helps provide them with the best medical facilities without stressing much about the expenses. Since they are more prone to health ailments, it is smart to get them health insurance for stress-free hospital visits.

While researching for acquiring the best health insurance plan for your family, choose what works best. You can always opt for a single health insurance policy for all your family members to ensure their protection during dire situations.

Family floater health insurance is a great strategy to ensure your entire family in one go and avail of the benefits of the medical plans. Bajaj Finserv has a range of excellent policies that covers all your expenses during medical emergencies.

Best Health Insurance Plans For Senior Citizens In India

We have listed a few of the most comprehensive and best senior citizen health insurance policies that will provide extra protection to them in times of need.

Star Health Red Carpet Health Insurance for Senior Citizens

It is one of the most advocated health insurance policies for senior citizens. They are the pioneers of health insurance policies for senior citizens in India. Older people above the age of 60 years can avail of this policy.


  • It has a maximum coverage rate of 25 Lakh
  • It covers all the basic hospital and ambulance charges
  • Covers expenses for advanced treatments
  • Toll-free helpline service available

Activ Care Health Insurance for Senior Citizens

It is one of the best health insurance for senior citizens by Aditya Birla Group. It covers the medical expenses of the elderly up to the age of 80 years.


  • The age bracket ranges from 55 and goes up to the ages of 80
  • Post-treatment expenses such as nursing at home 
  • Expenses covered for oxygen cylinders and medical equipment post-treatment
  • Emergency air ambulance facility also offered 
  • Plans range from standard up to premium policies 

Bajaj Allianz Silver Health

This premium health insurance for senior citizens is pretty efficient for enduring substantial hospital bills. It covers the expenses of both the elderly couple and provides some valuable benefits to them.


  • Pre and post-treatment costs are covered
  • Charges on ambulance services covered
  • Maximum coverage of 5 lakhs
  • Extra discount of 5% if more members added
  • Covers expenses on existing ailments

New India Assurance Senior Citizen Health Policy

It is one of the best mediclaim policies for senior citizens in India and has some attractive benefits for your elderly parents.


  • Applicable age group 60-80 years
  • Covers both post and pretreatment costs
  • Charges on ambulance services are covered
  • Facilities available for government and Unani hospitals
  • Preceding diseases and illness like blood pressure is also covered

Oriental Health Insurance Policy for Elderly

It is one of the recommended health insurance plans for senior citizens in India and helps secure their health in trustworthy hands.


  • The policy ensures all medical procedures such as X-rays, scans, and oxygen
  • Expenses on drugs and medical devices are taken care of
  • An added benefit on intensive care needs up to a limit of 2%

Bajaj Finserv provides you with the most trusted and reliable health insurance plans for senior citizens. You can also avail your family floater health insurance in no time to secure the health and wellness of all your family members.

At Bajaj Finserv, you can secure the well-being of your parents without any hesitation and avoid any uncertainty related to medical emergencies.